Comparison

Top ERISA data tools for 2026: a buyer's guide.

ERISA data tools serve four distinct buyer segments — advisors prospecting takeovers, asset managers researching plans, recordkeepers tracking competitors, and attorneys handling litigation. The right tool depends almost entirely on which segment you're in. Here are the top picks for each.

Updated · By Jacob Parent, Founder, 401kHunter · How we source our data

Comparison table

Competitor figures are each vendor’s own published claims, with the source and the month we read it. “Not published” means we could not find it on the vendor’s site.

ToolBest forData coverageContactsPublished pricing
1.401kHunterAdvisors and small teams who want the whole prospecting workflow — find the plan, find the person, send the first email — in one tool, without an annual contract.1M+ plans, 2.1M+ filings, 15+ public sources; refreshed monthlyDecision-maker email and direct phone on demand, confidence-scored, auto-refunded if none is foundFree search and 50 free credits; credit packs from $25; Pro $100/month incl. 1,500 credits. No contract.Source: 401khunter.com/pricing, retrieved Sep 2026
2.RiXtrema — Larkspur ExecutiveTeams that want a pre-built executive contact file and bulk email campaigns inside the same product."850,000+ retirement plans"; "menu breakdown for 80,000+ plans" (vendor)"Over 1.2 million plan executives with contact info" (vendor)Per user per year: Standard $1,595; CTML $2,295; Pro $3,495; Pro+ $4,995Source: rixtrema.net, retrieved Sep 2026
3.ISS MarketPro (BrightScope)Asset managers, insurers and recordkeepers mapping advisor-to-plan relationships for distribution.U.S. defined-contribution market; plan count not publishedAdvisor-to-plan relationship data; not an advisor prospecting contact toolNot published — enterprise quote onlySource: issmarketintelligence.com, retrieved Sep 2026
4.ERISApedia — Plan Data IntelligenceTPAs, ERISA attorneys and CPAs who need compliance reference content alongside plan data.Form 5500 data mining; CPA plan-audit prospectingNot publishedPlan Data Intelligence from $2,087/yr for one Access IDSource: erisapedia.com/pricing, retrieved Sep 2026
5.Fi360 (Broadridge)Advisors who need investment due diligence and monitoring reports for plans they already serve."450K+ retirement plans" tracked for analytics (vendor); not a plan searchNoneNot published — quote onlySource: broadridge.com, retrieved Sep 2026
6.Judy Diamond Associates — Retirement Plan Prospector+Advisors who work one state and want a mature, report-heavy Form 5500 tool with the deepest filter set."800,000+ retirement plans using 500+ advanced search fields" (vendor)Export includes "plan data and contact information"; no contact count publishedNational $3,900/yr; regional editions $2,500/yr; single states $795–$995/yr (single user)Source: store.judydiamond.com, retrieved Sep 2026
7.FreeERISAA quick, free look at one filing when you already know the company."2.6 million Form 5500s, covering 1.3 million plans" incl. health and welfare (vendor)NoneFree with registration; Deluxe Search listed at $14.95 on one vendor page and $59.95 on anotherSource: freeerisa.benefitspro.com, retrieved Sep 2026

#1401kHunter

Free search and 50 free credits; credit packs from $25; Pro $100/month incl. 1,500 credits. No contract.

Self-serve 401(k) prospecting software that joins Form 5500 filings with 15+ other public sources, grades every plan's fees A–D, finds the decision maker, and drafts the outreach — with published pay-as-you-go pricing.

Pros

  • ✓15+ public sources joined to each plan, not Form 5500 alone: Schedule C provider pay, Schedule H/I financials, audit reports, SEC 11-K filings, IRS pre-approved plan lists, OSHA, IRS 990 and FMCSA headcounts, and more
  • ✓A–D fee grade and basis-point fee estimate on every gradable plan, with peer benchmarks by plan size and industry
  • ✓Identifies the provider even for small plans that file no Schedule C: named administrator, inferred recordkeeper, and the firm behind the IRS plan document (on file for about 85% of small plans)
  • ✓Decision-maker contacts on demand, each with a confidence score; credits are refunded automatically when no usable contact is found
  • ✓AI outreach in the advisor's own voice: a plan-specific brief and a four-email follow-up sequence
  • ✓1.08M businesses with no ERISA-filed plan on record, for startup-plan prospecting
  • ✓Searchable red flags and change signals (late deposits, sponsor changes, high separated-participant share, excessive distributions)
  • ✓Client-ready and white-label benchmarking reports; built-in pipeline, notes and follow-up reminders; CSV export
  • ✓Search is free and open without an account; pricing is published

Cons

  • ✕Newer product with less brand recognition in enterprise procurement than the 40-year incumbents
  • ✕Contacts are found on demand per plan rather than shipped as a pre-built national contact file
  • ✕No public API yet
  • ✕Sends no email itself: outreach is drafted for you to send from your own mailbox or sequencer

Best for: Advisors and small teams who want the whole prospecting workflow — find the plan, find the person, send the first email — in one tool, without an annual contract.

Where it wins: Breadth of joined data, decision-maker contacts and AI outreach in one self-serve product, at a published price a solo advisor can start on for $25.

Pricing source: 401khunter.com/pricing, retrieved Sep 2026.

#2RiXtrema — Larkspur Executive

Per user per year: Standard $1,595; CTML $2,295; Pro $3,495; Pro+ $4,995

A 401(k) plan database with a large executive contact file, fund-menu breakdowns and, on higher tiers, built-in trackable letters and automated email campaigns.

Pros

  • ✓Largest published executive contact count
  • ✓Fund-menu (investment lineup) breakdown for 80,000+ plans
  • ✓Built-in trackable marketing letters and automated email campaigns on higher tiers
  • ✓Published tier pricing

Cons

  • ✕Annual per-user licence from $1,595; campaign automation starts at $3,495
  • ✕A pre-built contact file ages between refreshes; no per-contact confidence score is published
  • ✕Mass email to plan executives carries deliverability and compliance risk that the sender owns

Best for: Teams that want a pre-built executive contact file and bulk email campaigns inside the same product.

Where it wins: Outreach at volume. The Pro tier runs automated email campaigns to plan executives from inside the product (up to 300 simultaneous campaigns, per the vendor), and its published contact file is the largest of any tool here.

Pricing source: rixtrema.net, retrieved Sep 2026.

#3ISS MarketPro (BrightScope)

Not published — enterprise quote only

BrightScope is now the data engine inside ISS Market Intelligence's MarketPro suite, sold to institutions for defined-contribution market intelligence.

Pros

  • ✓Advisor-to-plan relationship mapping
  • ✓Institutional-grade market and distribution analytics

Cons

  • ✕Not sold to individual advisors
  • ✕No published pricing
  • ✕The public BrightScope plan lookup now redirects to ISS

Best for: Asset managers, insurers and recordkeepers mapping advisor-to-plan relationships for distribution.

Where it wins: Institutional distribution intelligence: seeing which advisors serve which plans across the market. It is a different job from advisor prospecting, and brightscope.com no longer serves a public plan lookup.

Pricing source: issmarketintelligence.com, retrieved Sep 2026.

#4ERISApedia — Plan Data Intelligence

Plan Data Intelligence from $2,087/yr for one Access ID

An ERISA compliance research library with Form 5500 data-mining tools, now part of Ascensus.

Pros

  • ✓Deep ERISA reference library
  • ✓Fully published price list
  • ✓CPA audit-prospecting product

Cons

  • ✕Built for compliance professionals, not advisor sales
  • ✕No decision-maker contact enrichment

Best for: TPAs, ERISA attorneys and CPAs who need compliance reference content alongside plan data.

Where it wins: Technical ERISA reference content. No prospecting tool, ours included, replaces it for compliance research.

Pricing source: erisapedia.com/pricing, retrieved Sep 2026.

#5Fi360 (Broadridge)

Not published — quote only

Fiduciary investment analytics, reporting and training — the Fi360 Fiduciary Score and the AIF designation — part of Broadridge since 2019.

Pros

  • ✓Fi360 Fiduciary Score and monitoring reports
  • ✓AIF training and designation

Cons

  • ✕Not a plan prospecting database
  • ✕No published pricing

Best for: Advisors who need investment due diligence and monitoring reports for plans they already serve.

Where it wins: Investment due diligence. It complements a prospecting tool rather than competing with one: you find the plan elsewhere, then use Fi360 to show how the lineup scores.

Pricing source: broadridge.com, retrieved Sep 2026.

#6Judy Diamond Associates — Retirement Plan Prospector+

National $3,900/yr; regional editions $2,500/yr; single states $795–$995/yr (single user)

The long-standing Form 5500 prospecting database, sold as single-state, regional or national annual subscriptions, with plan scorecards, red flags and benchmarking reports.

Pros

  • ✓500+ search fields and over a dozen red-flag indicators
  • ✓Plan scorecards benchmarked against the country, the state and the same industry
  • ✓Pre-generated talking points and a dozen marketing letters
  • ✓Published, self-serve per-state pricing
  • ✓Decades of brand recognition with broker-dealers

Cons

  • ✕Annual subscription; national coverage is $3,900/yr per user
  • ✕No published decision-maker contact count, and no built-in contact enrichment by email and direct phone
  • ✕Form 5500-centred: no joined workforce, SEC or IRS plan-document data
  • ✕Now owned by Touchpoint Markets (spun out of ALM in 2025)

Best for: Advisors who work one state and want a mature, report-heavy Form 5500 tool with the deepest filter set.

Where it wins: Filter depth and printable plan reports. 500+ search fields, plan scorecards against national, state and industry peers, and pre-written marketing letters are more report tooling than any newer product offers. Per-state pricing is also the cheapest published way to cover a single state for a full year.

Pricing source: store.judydiamond.com, retrieved Sep 2026.

#7FreeERISA

Free with registration; Deluxe Search listed at $14.95 on one vendor page and $59.95 on another

A free, registration-based Form 5500 lookup run by Judy Diamond Associates.

Pros

  • ✓Free filing lookup
  • ✓Paid tier adds 5310 and Top Hat filings

Cons

  • ✕A lookup tool, not a prospecting workflow: no fee grades, contacts, lists or outreach
  • ✕Its purpose is to funnel users to Prospector+

Best for: A quick, free look at one filing when you already know the company.

Where it wins: Price. For a one-off lookup of a known company's filing it costs nothing, and its paid tier reaches Form 5310 and Top Hat filings that prospecting tools generally skip.

Pricing source: freeerisa.benefitspro.com, retrieved Sep 2026.

Conclusion

There is no single "best" ERISA data tool — the right choice depends on what you do with the data. Independent advisors prospecting takeovers should start with 401kHunter for the pricing and Schedule C depth. Enterprise back-office teams need Larkspur. Asset managers building marketing collateral need BrightScope. Anyone documenting fiduciary process for existing client plans needs fi360. Most advisors stick with one primary tool plus an enrichment provider (Apollo) for decision-maker data — though the better prospecting tools have enrichment built in.

Frequently asked

Are these tools regulated under ERISA?

No. ERISA regulates retirement plans and their fiduciaries, not the data vendors that aggregate publicly filed information. The vendors are commercial software companies — buyer beware on data quality and refresh cadence.

Which tool is cheapest?

FreeERISA (free single-plan lookup) and 401kHunter (free filtered search; $25 minimum for decision-maker unlocks) are the entry-level options. Most other tools in this list start at $2k+/year/seat.

Do I need a separate decision-maker enrichment tool?

Only if your primary tool doesn't have it built in. 401kHunter has Apollo-resolved decision-maker contacts integrated. Larkspur, BrightScope, and Judy Diamond surface filing-listed contacts (Plan Administrator, Sponsor Signer) but typically don't resolve the actual buying committee — you'll layer Apollo or ZoomInfo on top.

How do these tools refresh data?

DOL refreshes the bulk Form 5500 dataset weekly as new filings arrive. Most tools re-ingest monthly. 401kHunter is moving toward weekly re-ingestion to keep latency tighter.

Try the top advisor pick

401kHunter — free filtered search, full Schedule C, decision-maker enrichment, $25 to start unlocking contacts.

Get started free
Top ERISA Data Tools — A 2026 Buyer's Guide · 401kHunter